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Creative ways to cut college costs

                                                 The cost of college            taking on the kind of debt                                                                                                  year of schooling.) That can   Remain in-state for
                                                         tuition continues to   many students must take on                                                                                                  lead to considerable sav-      undergraduate degrees
                                                         increase, and college  to continue their educations                                                                                                ings, as many schools' tui-
                                                 graduates are feeling the      after high school, statistics                                                                                               tions increase dramatically       In-state tuition at pub-
                                                 burn of that trend when the    still indicate that college                                                                                                 in just four years.            lic universities remains a
                                                 time comes to begin repay-     graduates have far greater                                                                                                                                 considerable bargain over
                                                 ing their student loans.       lifetime earning potential                                                                       Metro Creative Connection  Begin at a two-year college    out-of-state tuition or
                                                                                than men and women who                                                                                                                                     tuition at private uni-
                                                    According to an analysis    enter the professional arena   Students looking to cuts tuition costs should consider in-state colleges                        Two-year colleges typi-     versities.
                                                 from higher education ex-      with only high school di-      and universities, which typically offer cheaper tuition rates to residents.                  cally charge considerably
                                                 pert Mark Kantrowitz,          plomas.                                                                                                                     lower tuitions than four-         Students planning to do
SUNDAY, FEBRUARY 12, 2017                        publisher of Cappex, an                                       petitive, high-tuition alter-   save money by applying for                                   year colleges and universi-    postgraduate work might
                                                 online resource for students      So what can prospective     natives might make strong       admittance to fixed-tuition                                  ties. Students who want to     benefit by enrolling in
                                                 seeking college schol-         college students do to avoid   candidates for admission to     schools. Such schools guar-                                  save money may benefit by      in-state public universities
                                                 arships, members of the        graduating without tens of     tuition-free schools.           antee that the tuition stu-                                  enrolling in a two-year        and saving their money to
                                                 class of 2016 graduated with   thousands of dollars in                                        dents pay in their freshman                                  college out of high school     finance their postgraduate
                                                 an average student loan debt   debt? The answer might not     Apply to                        year will not increase dur-                                  and getting all of their pre-  educations.
                                                 of just over $37,000. That     be so difficult.               fixed-tuition schools           ing the ensuing three years.                                 requisite courses out of the
                                                 projection, which was based                                                                   (Note: Tuition may increase                                  way at a more budget-             Students who hope to
                                                 on federal student loan data   Apply to tuition-free schools     If tuition-free schools are  if a student needs a fifth                                   friendly cost.                 attend a public university
                                                 and variables including                                       not an option, students can                                                                                                 in a state that borders their
                                                 tuition inflation, would be       Many students and par-                                                                                                      When considering this       home state may be eligible
                                                 an all-time high.              ents might be surprised to                                                                                                  option, make sure credits at   for a border waiver, which
                                                                                learn that there are several                                                                                                the two-year college fully     grants them in-state tu-
                                                    Though many prospec-        tuition-free schools. Admit-                                                                                                transfer to the four-year      ition even though they
                                                 tive college students are      tance to these schools is                                                                                                   school students hope to        attended high school out-
                                                 beginning to question if       competitive, but students                                                                                                   enroll in after earning their  side of the state.
                                                 college degrees are worth      considering equally com-                                                                                                    associate's degrees.
                                                                                                                                                                                                                                              Metro Creative

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